Loans

The Richland County Bank offers lending programs to purchase or refinance a new or used vehicle. Our vehicle lending programs also include the purchase or refinance of motorcycles, snowmobiles, recreational vehicles, and boats/motors/trailers.

If you need extra cash for whatever reason, Richland County Bank can set up a personal loan for you. Collateral for these types of loans can be bank certificates of deposit, real estate, and other personal property.

Have you been thinking about remodeling your kitchen or finishing your basement? Need a new roof? Call Richland County Bank today to find out about our outstanding Home Improvement Loans.

The Richland County Bank offers a home equity line of credit program. The loan proceeds can be used for home improvement or other consumer purposes. Collateral for these loans can include a first or junior lien on your primary or second home.

We want to help make your dream home a reality. Let Richland County Bank make the purchase of your home as simple as possible. Fixed-rate mortgage, flexible balloon, and adjustable-rate mortgage (ARM) loans are available with a variety of loan terms.

With the current low interest rates, Richland County Bank can save you money by refinancing your home loan. Fixed-rate mortgage and adjustable-rate mortgage (ARM) loans are available with a variety of loan terms.

If you want to make the blue print a reality, we want to talk to you. Richland County Bank offers excellent, customized loans for the construction of your primary or second home. The typical lending program provides the home borrower with a convenient loan that will cover the construction of the home and then provide options for permanent financing. A variety of loan terms are available for the construction phase as well as the permanent financing.

A conventional fixed-rate mortgage loan is the type that most people are familiar with and is the most popular type of home mortgage loan. As it's name implies, the fixed-rate mortgage loan carries a fixed interest rate throughout the term of the loan. Since the interest rate doesn’t vary, the monthly payment for principal and interest also stays the same. To assist first time homebuyers, we offer the Wisconsin Housing and Economic Development (WHEDA) program. There is a minimum down payment with low fixed interest rates available. In addition, we offer first time homebuyers financing available through the USDA Guaranteed Rural Housing (GRH) program. For more information CALL Brian Richard Moore, NMLSR ID 721787, Jarrett Andrew McDonald, NMLSR ID 723271, or Brett Aaron Hach NMLSR ID 2444952, at 608-647-6306.

Stop in and see our Loan Officers: Corey M. Davis, NMLSR ID 1160945, Brian Richard Moore, NMLSR ID 721787, Jarrett Andrew McDonald, NMLSR ID 723271, and Brett Aaron Hach NMLSR ID 2444952 or call 608-647-6306 for more information.

Special Loan Services: We offer the convenience of having your payments automatically deducted from your Richland County Bank savings or checking account.